What Does Car Insurance Cover?

[Knowlopedia]

When you purchase car insurance, you are actually buying several different types of coverage. The six main types of coverage are:

1. Bodily injury liability
2. Property damage liability
3. Personal injury protection
4. Medical payments
5. Uninsured/underinsured motorist
6. Collision

Each state has different laws regarding the minimum amount of coverage you must have, so it’s important to check with your local department of motor vehicles.

Bodily injury liability coverage pays for the medical expenses of the other driver and passengers in the event of an accident for which you are at fault. It also covers any legal fees that may be incurred.

Property damage liability coverage pays for the damage that you may cause to another person’s property in an accident. This includes their vehicle, as well as any other property, such as a fence or building.

Personal injury protection (PIP) coverage pays for your medical expenses and lost wages in the event of an accident, regardless of who is at fault. PIP coverage is also sometimes called “no-fault” coverage.

Medical payments coverage pays for the medical expenses of you and your passengers in the event of an accident, regardless of who is at fault.

Uninsured/underinsured motorist coverage pays for your medical expenses and lost wages if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the extent of your injuries.

Collision coverage pays for the damage to your vehicle that is caused by an accident, regardless of who is at fault.

 

[Nightmare]

Car insurance in any company around the world always have and comes with the same aim an objective, which is The vehicle safety and vehicle maintaninace.
Though, i agree completely with the factors listed above, but it's not actually offered available in every country or companies.
But you would also find car maintainance and safety in any car insurance company.
As for what it comes, literally it covers the vehicle losses and also when the vehicle is missing as a result of theft, by having a car insurance you can help get back your vehicle back on track and sound.

 

[Bisolami]

When you purchase car insurance, you are actually buying several different types of coverage. The six main types of coverage are:

1. Bodily injury liability
2. Property damage liability
3. Personal injury protection
4. Medical payments
5. Uninsured/underinsured motorist
6. Collision

Each state has different laws regarding the minimum amount of coverage you must have, so it’s important to check with your local department of motor vehicles.

Bodily injury liability coverage pays for the medical expenses of the other driver and passengers in the event of an accident for which you are at fault. It also covers any legal fees that may be incurred.

Property damage liability coverage pays for the damage that you may cause to another person’s property in an accident. This includes their vehicle, as well as any other property, such as a fence or building.

Personal injury protection (PIP) coverage pays for your medical expenses and lost wages in the event of an accident, regardless of who is at fault. PIP coverage is also sometimes called “no-fault” coverage.

Medical payments coverage pays for the medical expenses of you and your passengers in the event of an accident, regardless of who is at fault.

Uninsured/underinsured motorist coverage pays for your medical expenses and lost wages if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the extent of your injuries.

Collision coverage pays for the damage to your vehicle that is caused by an accident, regardless of who is at fault.

Honestly, I used to think that car insurance will only insure anything that happens to the car but it is so interesting that they will even pay the hospital bills of the person if he is injured and that is a very nice one.

The major thing I love about it is that it does not only take care of Injuries of the driver but for everyone that was involved in the accident. But we should always learn to drive carefully even though we have a car insurance or not because life is very important but at the end of the day we all realised that it is very important to have a car insurance when you have a car

 

[rollindo]

Adrian Flux Blog | Specialist Car, Van and Home Insurance​

Adrian Flux is the UK’s largest specialist motor insurance broker, covering everything from classic and vintage cars, right through to heavily modified sports cars. The latest news, views and opinions related to specialist car and home insurance in Adrian Flux Blog.