How Does My Driving Record Affect My Car Insurance Premiums?

Yusra

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It's a smart idea to monitor your driving record. Your auto insurance price may go up if you have a large number of points on your driving records . If you have several points on your driving record, your insurance provider may increase your rate. The value of your insurance will increase the more points you have.

There are different types of offenses that count as points in your driving record: reckless driving, speeding, running red lights, and accidents involving other people or property. The number of points shown on this type of offense counts toward how many years are added to your license suspension period when you receive another traffic violation.

If you want to lower the cost of your car insurance, then it might be worth it to pay attention to what kind of offenses are showing up on your driving record so that you don't rack up too many points over time.
 
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