How supplemental health insurance works?

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In the event that you are unable to afford health insurance, supplemental health insurance can help. Supplemental health insurance is a way to pay for medical care not covered by your regular health insurance. The most common type of supplemental health coverage is dental.

Supplemental health insurance covers you in cases where your regular health insurance does not. Supplemental coverage can help pay for your doctor visits, surgeries, and medications that are not covered by your regular plan. If you have a serious illness or accident and need to see a specialist or have expensive surgery, supplemental coverage can help you pay for those expenses out of pocket.

Supplemental coverage can also cover you if you don't qualify for Medicaid because there are some states that have expanded Medicaid eligibility under the Affordable Care Act (ACA). Under this expansion, people below 138% of poverty level could get Medicaid. However, if someone lives above 138% of poverty level they may still qualify for Medicaid but they would need to find other sources of income such as social security disability benefits or private disability insurance policy premiums paid by employers who provide workers compensation coverage as part of their employees' wages package..
 
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