Aetna Medigap Medigap Plans - How to Find the Best Medigap Plan
Aetna senior supplemental policies are designed to cover the coinsurance and deductibles that Medicare does not cover. This type of insurance is an excellent option to keep your out-of-pocket expenses to a minimum. Seniors who are enrolled in Aetna's Medigap program often prefer it over Medigap policies offered by other carriers. Here are some important tips for finding the best Medigap plan.
AARP
If you're a member of AARP, you can choose from eight different Medigap plans from United Healthcare. These plans cover the same services as the standardized Medigap plans, but limit coverage to in-network providers. You can find a Medigap plan by using AARP's website. The only difference between these two plans is the deductibles. If you are eligible for Medicare after January 1, 2020, you can't purchase Medigap plans C and F, because they don't cover the Part B deductible. Purchasing any of the policies through AARP costs $12 the first year, and $16 each year after that.
Aetna
Aetna is a leading provider of Medicare supplemental insurance for seniors. The company was founded in 1853 and is now owned by CVS Health. The CEO is Karen S. Lynch. The company's goal is to provide the best plan of protection at the best price. Customers also appreciate Aetna's superior customer service and claims payment. Aetna consistently ranks as a top pick for Medicare supplement insurance by iHealthBrokers' clientele.
AARP Medicare Supplement
If you don't have an employer-provided insurance plan, AARP may be the perfect option for you. Their Medicare Supplement plans are set at a low price that won't go up as you get older. AARP also offers a plan for Parts A, B, C, F, G, K, and L. They also have a Spanish-language website. You can browse through their different plans by selecting your preferred one, and then make your choice.
AARP Critical Illness Plan
An AARP critical illness plan is a popular choice for senior supplemental health insurance. It pays out a lump sum soon after diagnosis of a critical illness. In case of an accident, you may be able to use the money to pay your medical bills. While critics have criticized these plans, they are a good choice for people with pre-existing conditions and high medical bills.
Prosperity Life Group
If you're looking for a senior supplemental life insurance policy that's affordable, look no further than Prosperity Life Group. This company offers competitive rates on level benefit final expense insurance for individuals aged 70 and over. It also offers first-day coverage. The company's website doesn't list a phone number for claim support. There are no complaints filed against the company in the past three years, and their customer service is responsive and helpful.
