Best Holiday Insurance For Over 70s

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When choosing a holiday insurance policy for over 70s, it's important to choose the one with the most comprehensive cover. You should also take note of the age limit. This is to protect you from the costs of medical equipment or if you need to cancel your holiday because of a strike or industrial action. Make sure you compare the amount of coverage against the cost of the holiday itself. You can also choose to have a COVID-19 related claims cover.

As an older traveller, you'll probably find it difficult to obtain a standard travel insurance policy. You may have a pre-existing medical condition that prevents you from securing a standard travel insurance policy. Plus, many standard policies will exclude you if you're over 70. Getting the right policy can be difficult, but there are some ways to find the right plan. Check out Free Spirit's insurance for over 70s, which covers all members of the travelling party, including those with pre-existing conditions.

Prices for travel insurance for over 70s vary widely. Some standard insurers may refuse to insure you, while others will charge exorbitant premiums. Thankfully, there are specialist providers who have a specialised policy for over-70s travellers and won't overcharge you. By working out your premium based on your age, health and claims history, you can expect a much lower premium. If you're concerned about the price, consider a travel insurance policy that includes the most comprehensive cover at a reasonable price.

When choosing the right policy, be sure to check your GHIC card. This is an EU-wide health insurance card that guarantees UK residents access to the same standard of healthcare in EU member states. While this card is useful, it won't cover all medical costs while travelling abroad, which is why you should choose an over 70s holiday insurance policy. It also makes sense to check whether your medical equipment is insured and the amount of cover for these costs is sufficient for your needs.

The best holiday insurance for over 70s is tailored to the particular needs of older travellers. By covering the medical needs of the elderly, over 70s travel insurance can be an invaluable protection against the unexpected. Many insurance companies offer over 70s travel insurance and are aimed at providing the best cover for older travellers. If you're not sure which policy to buy, try Medical Travel Compared, which compares quotes from 30+ reputable travel insurance providers. You can even choose between policies for over 70s and compare them in an instant.

Travel insurance for over 70s is not just about covering medical needs; it also includes cover for cancellations. Over 70s are often more vulnerable than younger travellers and may be more likely to cancel their holiday if they suffer from a medical emergency. A comprehensive visitors insurance policy will provide peace of mind while you travel. You can choose a policy based on your age and health. And if you're travelling with a family member, consider buying holiday insurance for over 70s.
 
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