American Home Shield Home Warranty

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An American Shield home warranty can be an excellent choice for people who are on a budget or have a limited income. This insurance can handle expensive and physically demanding repairs that often go unnoticed. Aside from offering peace of mind, an American Home Shield warranty also helps prevent the need to pay out of pocket for these repairs. Here are some things you should look for when choosing an American Shield home warranty. Read on to learn more.

Coverage

American Home Shield provides coverage on 23 major systems in a home. It also offers additional add-on coverage for roofing leak repairs and rust, corrosion, and sediment. The company also offers a coverage for mismatched outdoor and indoor units, which could result in a malfunctioning system. The company also has a variety of add-ons to meet your specific needs. You can choose to add on a protection plan for your electronics.

The American Home Shield was founded in 1971 and is based in Memphis, Tennessee. The company employs over 1,700 people nationwide and has five customer service centers. There are also more than 13,000 independent contractors throughout the U.S. American Home Shield has several service plans, each with unique features and benefits. Their warranties protect customers from costly repair bills and replacements. With the help of American Home Shield, you can rest assured that your home will always be in good hands.

Cost

The cost of American Home Shield varies by plan and service fee. Plans range from $45 to $100 per month depending on your location and plan type. For example, the Platinum plan costs about $50 a month, while the Silver plan costs about $60 a month. The pricing of the service fee depends on your plan type and the deductible you pay each month. You can also pay a lower fee for a higher premium.

In addition to the standard plans, the American Home Shield home warranty has several optional add-ons. The best part about American Home Shield is that its fees are flexible. You can choose how much you'd like to pay every month. You can also customize your coverage and select the trade service fee you'd prefer. However, if you want to spend more, you should opt for a plan that provides the most comprehensive coverage.

Exclusions

Before you buy an American Home Shield home warranty, it is important to know the exclusions. While many plans include coverage for normal wear and tear, you will need to confirm what's included. For example, if your AC fan breaks, the warranty won't cover the cost of replacing it. The plan also does not cover damage that's caused by human misuse or natural disasters. To find out if American Home Shield is right for you, read their contract.

American Home Shield offers a comprehensive list of included features and services. The price is slightly below average. Customer satisfaction ratings are average. The company accepts claims over the phone. However, if you're looking for a home warranty plan that includes a home inspection, American Shield might not be the right fit for you. There are several other home warranty plans available, including some that are more comprehensive than the American Home Shield.

Cancellation policy

The American Home Shield company offers a flexible cancellation policy. If you need to cancel the plan during the first thirty days, you can do so with a prorated refund. However, you will have to pay the full administrative fee, which is usually equivalent to a month's payment. The cancellation policy is not the same in all states. Please check with your state's Home Shield office for more information. Depending on the state, you can also choose to cancel your plan at any time.

The refund policy of the American Home Shield company is based on the state you reside in. It will include cancellation policies that adhere to the laws of your state. You should thoroughly read your contract and ask about the cancellation policy before contacting the company. You can contact the company by sending a letter requesting a copy of the contract. The cancellation period may be short or long, depending on the company. You can also ask your local American Home Shield office for their cancellation policy.
 
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