Why does Insurance Companies have an Adjuster?

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There always a need for insurance to cross check and investigate the facts presented during claims. The people responsible for this task is the insurance adjusters. These people works on behalf of the insurance company and ascertained the amount the insurance company should pay.

Why Insurance Companies need Adjusters. The below are the top reasons why they are needed.

To take away any possibility of fraudulent claims, insurance companies don't want to pay more than they need to. so the adjuster do the job.


Insurance wants to be sure the claim is legitimate. They want concrete evidence about the claims which can only be provided by the adjuster.

insurance company will need one to visit the site of the claim and does a full inspection of the property and reported loss. This job will be done by the insurance adjuster so that the insurance company can have all the information for a claim.

Another reason why insurance adjusters are needed are to help determines the part of the claim that are covered in the policy of the insured.

The insurance adjusters will also be involved in contacting the insured along with the other parties involved in a claim to get more facts if need be.



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