The top 10 things you should ask your insurance agent

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Below are the top 10 questions you should ask your insurance agent to get the most out of your policy.

1. What type of insurance do I need?
2. How much insurance do I need?
3. What is the difference between term and permanent life insurance?
4. What are the different types of annuities?
5. What is long-term care insurance?
6. How does my health affect my life insurance rates?
7. What is the difference between whole life and universal life insurance?
8. What are the different types of riders that can be added to my life insurance policy?
9. How can I make sure that my life insurance policy pays out when I die?
10. What are some of the things that can affect my insurance rates?

Asking your insurance agent these questions will help you to understand your policy and coverage better so that you can make the most informed choices possible.
 
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