If you're a small business owner looking for general liability insurance, there are several different types of companies you should check out. You'll need to decide what type of coverage you want and whether you want to include professional liability. It is always a good idea to add professional liability to your policy, even if you aren't going to make any mistakes. Geico doesn't really qualify as the cheapest small business insurance company, but they do have some good policies, and you'll want to add this to your overall policy.
Discover
If you're running a small business in Australia, it may be time to check out BizCover general liability insurance. Founded in 2008, this online insurance service caters to small businesses across Australia and New Zealand. Founder Michael Gottlieb was frustrated by the complicated process involved in buying business insurance, and set out to change it. His mission was to reduce the costs of small business insurance, while improving transparency and customer service.
Farmers insurance company
Whether you run a restaurant, a car wash, or a construction site, Farmers insurance offers general liability insurance for small businesses. This type of policy covers the cost of defending your business against lawsuits, as well as any damages incurred by your products or services. Farmers insurance also covers property damage and assumes that your employees will not inflict any harm. This company has an excellent reputation for customer service, and you can contact them online or over the phone whenever you have questions. Farmers' claims department is also available around the clock, which is an added bonus for business owners. It makes reporting claims and changing policies easy and convenient.
Hiscox
Hiscox provides general liability insurance policies for small businesses. These policies can protect your business against lawsuits if you cause an injury to a third-party or property damage their property. You can also include business equipment as part of the policy. The policies are customizable, so you can tailor them to meet your specific needs. If you're interested in learning more, contact Hiscox for a free quote. To learn more about the benefits of this policy, contact them at 1-800-753-3387.
Progressive
When you need a small business general liability insurance policy, consider using the BusinessQuote Explorer. This online service enables you to compare multiple quotes from a variety of carriers. This tool targets small businesses with up to 19 employees. You can also use the BusinessQuote Explorer to compare rates on a variety of insurance policies. The BusinessQuote Explorer is a free service offered by Progressive. But if your business is larger, you may need a different type of insurance.
Nationwide
When choosing general liability insurance for a small business, there are several different types of coverage to consider. For instance, general liability insurance is essential for any business owner, as it covers potential liabilities from third parties and employees. It also provides a comprehensive package of protection, including commercial crime and business income insurance. Additionally, Nationwide also offers coverage for builder's risk, which provides extra protection for construction companies. Nationwide's general liability for small businesses can be purchased separately or in conjunction with other small business insurance policies.
