Learners Quest
Valued Contributor
- Credits
- $2.24620
Sticking to a budget can be challenging, and it's easy to get discouraged when the purchases you make seem to cost more than you have. This is because it's natural for us to focus on what we buy rather than what we save.
It might be time for some personal reflection, as this is just counterproductive and leads us down a negative path. We should instead think about all the ways that cutting back on spending has helped us. For example, if you've been diligent with your personal spending over the last month and managed to save $250, then that would be worth celebrating!
The key is to reset our thought process so that saving money feels good too. If we can remove some of the pressure and focus on what we are able to save, then it's not going to seem as hard.
If you're trying to stick to a budget and have some trouble, then try crossing from a negative state of mind over to a positive one. Here are two ideas for your consideration:
1. Reward yourself for sticking to your budget plan by using saved money toward something expensive, like a vacation or new gadget that you've been wanting.
2. Take money out of your savings account each month and put it toward fun things like going out with friends or participating in hobbies that you enjoy doing.
It might be time for some personal reflection, as this is just counterproductive and leads us down a negative path. We should instead think about all the ways that cutting back on spending has helped us. For example, if you've been diligent with your personal spending over the last month and managed to save $250, then that would be worth celebrating!
The key is to reset our thought process so that saving money feels good too. If we can remove some of the pressure and focus on what we are able to save, then it's not going to seem as hard.
If you're trying to stick to a budget and have some trouble, then try crossing from a negative state of mind over to a positive one. Here are two ideas for your consideration:
1. Reward yourself for sticking to your budget plan by using saved money toward something expensive, like a vacation or new gadget that you've been wanting.
2. Take money out of your savings account each month and put it toward fun things like going out with friends or participating in hobbies that you enjoy doing.
