There are different types of annuities that have been designed to meet different needs of the insured or investors but the level of safety of each differs because of their features. But those that are safest are the Fixed and fixed indexed annuities. This is because Fixed annuities are guaranteed income products as they grow at a fixed rate, which helps aid with keeping the owner from market volatility.
This simply means that no matter what happens in the stock market or with interest rates, those with fixed annuities will have a guaranteed minimum payment which will be earned on their investment.
For fixed indexed annuities, this one take the safety of a fixed annuity and add the potential for upside growth. fixed indexed annuities gives a cover from a market downturns while enabling the investors to take part in the market gains up to a limit.
The annuity owner’s or investors nvestment is covered when the stock market goes down.but if the stock market goes up, the investor or annuitant will participate in the gains up to a certain point
So bottom line is that when these two annuities safety net is sure for those investing on them..
This simply means that no matter what happens in the stock market or with interest rates, those with fixed annuities will have a guaranteed minimum payment which will be earned on their investment.
For fixed indexed annuities, this one take the safety of a fixed annuity and add the potential for upside growth. fixed indexed annuities gives a cover from a market downturns while enabling the investors to take part in the market gains up to a limit.
The annuity owner’s or investors nvestment is covered when the stock market goes down.but if the stock market goes up, the investor or annuitant will participate in the gains up to a certain point
So bottom line is that when these two annuities safety net is sure for those investing on them..