What is a spousal rider?

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A spousal rider is an insurance policy rider that provides coverage for a spouse. This rider is typically used to provide financial protection in the event that the primary policyholder dies. The rider can also be used to provide coverage for a spouse who is not otherwise covered by the primary policy.


A spousal rider can be a valuable addition to an insurance policy. It can provide financial protection for a spouse in the event of the policyholder's death. It can also provide coverage for a spouse who is not otherwise covered by the policy.


When considering whether or not to add a spousal rider to an insurance policy, it is important to weigh the cost of the rider against the benefits it provides. In some cases, the cost of the rider may be worth the peace of mind it can provide.
 
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