It's important to find a reputable debt counseling service that can help you get out of debt and get back on track.
Here are a few ideas for locating one.
1. Look for reviews online. Make sure you're reading the reviews from people who have actually used the services offered by the counseling agencies, as well as from people who have had no success with them. If there aren't any reviews, or if most of them are negative, it might be best not to use that particular agency.
2. Request references from relatives and friends for reliable debt counselling services. If they've used a particular agency in the past and had good results, they'll know who to recommend!
3. Ask your local bank or credit union about any debt counseling services they offer through their financial institution (if they offer it).
4. Check to see if the company has a licence from your state first. You should also verify that they are a member of a professional association or association of independent practitioners (AIPP).
5. Next, see if the company has been in business for at least five years. If so, then you know that they have been up and running for some time and are likely trustworthy.
Here are a few ideas for locating one.
1. Look for reviews online. Make sure you're reading the reviews from people who have actually used the services offered by the counseling agencies, as well as from people who have had no success with them. If there aren't any reviews, or if most of them are negative, it might be best not to use that particular agency.
2. Request references from relatives and friends for reliable debt counselling services. If they've used a particular agency in the past and had good results, they'll know who to recommend!
3. Ask your local bank or credit union about any debt counseling services they offer through their financial institution (if they offer it).
4. Check to see if the company has a licence from your state first. You should also verify that they are a member of a professional association or association of independent practitioners (AIPP).
5. Next, see if the company has been in business for at least five years. If so, then you know that they have been up and running for some time and are likely trustworthy.
