The insurance company have come up with some insurance policies that might not be necessary but they might convince you to buy. The truth is that some are not just necessary if you look critically at them. The below insurance might not be necessary for you to take out.
Flood insurance: You shouldn't bother with floor insurance if your place isn't prone to flood, have no history of ever been flooded or will ever get to the point of being flooded. if you find this to be true, you can avoid buying this policy.
Credit card insurance policy;
This policy is taken so that one get covered when one can't pay the credit on it. Well, in the first place you shouldn't even buy more than you can pay for later. So this will you piling up debt and getting worried about payment later. The best bet is to avoid getting into too much debt with your credit card. This way you wouldn't need the credit card insurance and you would save on the premiums you would have paid
Water line insurance policy: This is insurance policy that covers for repairs water line that must have gotten bad which brings water into the home. water companies try to sell this insurance. But it isn't necessary to waste your premium on this. This incident rarely happens and if it does it just cost little money to repair which you can do it for a long while.
What do you think?
Flood insurance: You shouldn't bother with floor insurance if your place isn't prone to flood, have no history of ever been flooded or will ever get to the point of being flooded. if you find this to be true, you can avoid buying this policy.
Credit card insurance policy;
This policy is taken so that one get covered when one can't pay the credit on it. Well, in the first place you shouldn't even buy more than you can pay for later. So this will you piling up debt and getting worried about payment later. The best bet is to avoid getting into too much debt with your credit card. This way you wouldn't need the credit card insurance and you would save on the premiums you would have paid
Water line insurance policy: This is insurance policy that covers for repairs water line that must have gotten bad which brings water into the home. water companies try to sell this insurance. But it isn't necessary to waste your premium on this. This incident rarely happens and if it does it just cost little money to repair which you can do it for a long while.
What do you think?
