Living beyond your means can be a tricky thing. You're used to doing what you want, when you want, and sometimes it's hard to see the signs that someone else needs more from you than what you're offering.
But don't worry. you're not alone! We've all been there. And we've all done things we regret. The trick is learning from that mistake and using it as a teachable moment for yourself.
Here are 10 signs that someone may be living beyond their means:
1. Your credit score is lower than expected (or higher) than they'd like it to be.
2. You have an excessive amount of debt despite having a steady income (or vice versa).
3. You're re often late on payments or have trouble paying off their debts in full each month (or vice versa).
4. You don't have enough money saved up for retirement or other financial goals they've set for themselves.
5. You tend to only spend money on things you want or need, regardless of whether those items are necessary or not (or vice versa).
6. You find yourself wanting something that you can't afford.
7. You don't feel like you can afford the things that matter most to you, like a home or kids.
8. You're stressed out because of money issues.
9. You're worried about paying your bills and keeping food on the table.
10. You're ashamed of having debt, but don't want to admit it out loud because people will judge you for it or think ill of you for being irresponsible with money!
But don't worry. you're not alone! We've all been there. And we've all done things we regret. The trick is learning from that mistake and using it as a teachable moment for yourself.
Here are 10 signs that someone may be living beyond their means:
1. Your credit score is lower than expected (or higher) than they'd like it to be.
2. You have an excessive amount of debt despite having a steady income (or vice versa).
3. You're re often late on payments or have trouble paying off their debts in full each month (or vice versa).
4. You don't have enough money saved up for retirement or other financial goals they've set for themselves.
5. You tend to only spend money on things you want or need, regardless of whether those items are necessary or not (or vice versa).
6. You find yourself wanting something that you can't afford.
7. You don't feel like you can afford the things that matter most to you, like a home or kids.
8. You're stressed out because of money issues.
9. You're worried about paying your bills and keeping food on the table.
10. You're ashamed of having debt, but don't want to admit it out loud because people will judge you for it or think ill of you for being irresponsible with money!
