How much does average private health insurance cost per month?

Learners Quest

Valued Contributor
Credits
$2.24620
The average price of private health insurance for an individual is $409 per month. This is the price you will pay if you are under 35 years old, have a relatively low yearly income, and do not smoke or have any pre-existing health conditions. If someone has one or more of these conditions, they can expect to pay much higher premiums.

The average price of private health insurance for a family with two adults earning in excess of $90,000 per year and no pre-existing conditions would be $607 per month. With each additional dependent child under 18 years old (or up to 23 if they're still in school) there's a premium increase by approximately $15 per child each month.

If an individual has, or is likely to show signs of developing a chronic health condition, such as diabetes or cancer, they can expect to pay around $1,100 a year for insurance.

If they have the same pre-existing conditions but are also over 35 years of age, they can expect a premium increase of nearly 50%, which brings it up to $1,632 per year. If a family has the same pre-existing conditions but are also over thirty five years old then they're facing premiums of between $2,094 and $2,948 per year depending on their income level.
 

Knowlopedia

Valued Contributor
Credits
$0.37390
The average health insurance cost per month is $6,396 . This includes the cost of hospitalization , prescriptions and doctors visits . The average family will spend $12,766 per year on health insurance premiums . If you are just looking for coverage when you get sick or have an accident then you will be paying around $100 - 200 a year as taxes would cover any co-npay or deductible . If you need more coverage that costs more and that’s all for one person then the price of health insurance can easily reach into the thousands of dollars annually .
 

Nightmare

Verified member
Credits
$5.00330
First, I would advise that you should do anything for your health with no hesitation to it. This is because Good health is life, and there's a saying that says a healthy man is a wealthy man. Your wealthiness is useless without good health, therefore you shouldn't hesitate to obtain the best form of health insurance.
You might be wondering how much it will cost monthly for a health insurance.
Well, it's actually unpredictable but I would rather say in average it would at least cost you $1000 for a substituent, good and favorable health insurance, though it actually depends .
 
Top