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The average price of private health insurance for an individual is $409 per month. This is the price you will pay if you are under 35 years old, have a relatively low yearly income, and do not smoke or have any pre-existing health conditions. If someone has one or more of these conditions, they can expect to pay much higher premiums.
The average price of private health insurance for a family with two adults earning in excess of $90,000 per year and no pre-existing conditions would be $607 per month. With each additional dependent child under 18 years old (or up to 23 if they're still in school) there's a premium increase by approximately $15 per child each month.
If an individual has, or is likely to show signs of developing a chronic health condition, such as diabetes or cancer, they can expect to pay around $1,100 a year for insurance.
If they have the same pre-existing conditions but are also over 35 years of age, they can expect a premium increase of nearly 50%, which brings it up to $1,632 per year. If a family has the same pre-existing conditions but are also over thirty five years old then they're facing premiums of between $2,094 and $2,948 per year depending on their income level.
The average price of private health insurance for a family with two adults earning in excess of $90,000 per year and no pre-existing conditions would be $607 per month. With each additional dependent child under 18 years old (or up to 23 if they're still in school) there's a premium increase by approximately $15 per child each month.
If an individual has, or is likely to show signs of developing a chronic health condition, such as diabetes or cancer, they can expect to pay around $1,100 a year for insurance.
If they have the same pre-existing conditions but are also over 35 years of age, they can expect a premium increase of nearly 50%, which brings it up to $1,632 per year. If a family has the same pre-existing conditions but are also over thirty five years old then they're facing premiums of between $2,094 and $2,948 per year depending on their income level.