Does my home insurance policy cover my liability?

[Phantasm]

This question has been asked so many times. The good news is that if you have liability insurance on your homeowners policy, there's no need to worry. This coverage would protect you from lawsuits or claims if you're on charge for injuring someone or damaging their property. But in the case of not having a liability insurance, you could be on the hook for any damages or medical bills that result from an accident which could bankrupt you. So you should always make sure you are adequately covered by asking your insurance agent about this important coverage. Because this can be a lifesaver.