Do you need liability insurance when renting an apartment?

[Phantasm]

Yes, you definitely need a liability insurance when renting an apartment. This is because when you are renting an apartment , you may be held responsible for damages that is caused to the property by you. If you don't have a liability insurance, you could be on the hook for repairs or replacement of parts or broken glasses. A renter's insurance is relatively cheap and can give you peace of mind knowing that you are protected against accidental damages caused by mistake. You should talk to your landlord or your apartment manager to see if they can acquire a liability insurance for you.