Choosing the Best Merchant Services for Small Business

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Whether you are starting a new business or you want to expand your current business, you need the best merchant services. These services will help you to manage your payments and make it easier for customers to purchase from your business.​

PaymentCloud​

Founded in 2015, PaymentCloud is a merchant services provider that specializes in high risk industries. Their offerings include secure online gateways, PIN Pads, credit card readers, and wireless card readers. PaymentCloud also offers credit card processing rates that are on par with the competition. They process all major credit cards, including Visa, MasterCard, and American Express.

PaymentCloud has several processors on its books, including Elavon, Global Payments, and Electronic Merchant Services. They also offer equipment solutions, such as countertop card readers, and tablet-based POS systems for sole traders.

The PaymentCloud website boasts a slick design and an impressive knowledge base. However, it does not give a clear price picture. You need to speak with a representative for a quote.​

Stax​

Previously known as Fattmerchant, Stax is a payment processing company that offers an all-in-one solution for your small business. The service includes an easy to use online payment terminal and mobile processing capabilities. The company's website also offers useful information for prospective merchants.

The Stax website has a few customer testimonials on its Customer Reviews page. It is also easy to navigate and features clear descriptions of standardized pricing plans. The company offers three monthly subscription plans.

The company's online platform allows businesses to access reports and sales data from multiple locations. Several reports can be viewed by time of day, week or month. The company also offers a feature that allows businesses to view upcoming invoices.​

Helcim​

Choosing the right merchant services for small business can be a complicated process. You have to determine if you need all of the features and benefits offered by each processor. You should also consider whether you'll be able to save money by going with a flat-rate provider.

Helcim offers an interchange-plus pricing model, which can be an attractive option for many small businesses. This pricing model is cheaper than the flat-rate pricing model offered by Paypal, Square, and other third-party payment processors.

Helcim offers both online and in-person payment options. This includes credit card processing, mobile payments, recurring payments, and international payments.

Helcim is PCI Level-1 compliant for all payment processing. It also adheres to the highest PCI DSS standards.​

Adyen​

Located in Amsterdam, Netherlands, Adyen offers payment processing services worldwide. It offers a variety of features and services to help businesses succeed. Adyen supports a variety of currencies and payment methods. The company also has a unified commerce solution that focuses on providing customers with a seamless shopping experience.

Adyen offers interchange-plus pricing for Visa and Mastercard. It also offers flat rates for American Express and Discover. However, Adyen charges a percentage acquirer fee starting at 0.6% of the transaction. The cost of these fees depends on the merchant's location.

Adyen offers round-the-clock support. It offers a ticketing system for troubleshooting issues. It also has a web form for submitting technical support tickets.​

National Processing​

Whether you are just starting out or you have been in business for years, National Processing is a good choice for small businesses looking for low-cost payment processing. They offer an array of low-cost rate plans that are suited for a variety of industries. They offer an assortment of equipment, including free mobile card readers, and accepts a wide variety of cards, including Apple Pay, Visa, MasterCard, PayPal, American Express, and more.

National Processing has an A+ rating with the Better Business Bureau. They also offer an assortment of features, including low transaction rates, rate lock guarantees, and 24/7 tech support. They also offer a virtual terminal and live chat support, which means that you can get answers to your questions quickly.​

Square​

Whether you're a small business owner or an aspiring entrepreneur, there are plenty of benefits to a Square merchant services account. These include the ability to accept credit and debit cards from customers, as well as manage your business. The best part is, Square's service is affordable and easy to use.

Square is a third-party payment processor. This means that you don't need to worry about lengthy contracts or monthly fees. You only pay for the actual processing. The service provides a variety of tools for your business to run smoothly, including inventory management and point-of-sale (POS) software. It also offers mobile payments, which are ideal for mobile-based businesses.​
 
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