Cheap Car Insurance - The Best Companies For Cheap Car Insurance

[Yuri Venof]

Choosing the right car insurance company is crucial when you're shopping for cheap car insurance. Many insurance companies have more data on certain models than others, which means that they'll have better rates for safe and reliable vehicles. You should also look for cheap car insurance if you're considering a model with an excellent safety history. Otherwise, you'll be paying a lot more than you should. Listed below are some of the best companies for cheap car insurance.​

GEICO​

If you're looking for cheap car insurance, you might want to consider Geico. GEICO is one of the best-known names in car insurance and offers affordable coverage. It offers great customer service and discounts for several different types of car insurance, and you can save up to 15 percent by signing up for one of their programs. Besides its cheap car insurance, GEICO also offers excellent financial strength and customer satisfaction ratings. In addition, it has expanded substantially in the last decade.​

State Farm​

If you are looking for cheap car insurance, consider the Steer Clear program from State Farm. This program rewards new drivers who complete their driver training and avoid any moving violations. The discount can be as much as 15 percent. In addition, it also rewards parents who mentor their children to drive safely. Those who are in the military may qualify for this program, which is great incentive for them to stay safe on the road. State Farm also has many other discounts and programs, including driver education.​

USAA​

Those looking for a cheap car insurance plan should take a close look at USAA's insurance reviews. While they generally praise the company's low rates, customers may also find that its customer service can be less than stellar. It should be noted, however, that this company focuses on military members and the benefits that these policies provide. Those who are considering switching to USAA should also check out the company's customer satisfaction and service ratings.​

Root Insurance​

While the company boasts a cheap car insurance rate, some drivers may not be able to find the right policy for their needs. One of the most prominent reasons is that many insurers look at your driving history when deciding on your rates. That means that a high-risk driver might not get the best deal, but a low-mileage driver can still save money by switching to Root. Root has an application process that takes about three weeks, but the company does offer same-day quotes in certain states. Root also has a reputation for poor customer service. Customers have reported delays and sudden drops in coverage.​

USAA for young drivers​

A quick search online for young drivers' car insurance rates will reveal several companies. USAA offers competitive rates for young drivers, especially for those who live with their parents. In addition, discounts for good grades and home ownership can also help young drivers get lower rates. However, it is important to note that young drivers' car insurance rates vary by gender. Male drivers are more likely to pay more than female drivers, and vice versa.​

USAA for people with poor credit​

Although the average credit score for U.S. citizens is 675, car insurance providers often use this information to set rates. Having bad credit can mean higher rates, but not all car insurance providers charge unreasonable rates based on this factor. While USAA doesn't offer the cheapest rates in this category, its average rate for drivers with poor credit is still lower than the national average. In fact, USAA is often the best option for parents of teenage drivers, with average rates that are nearly half the national average.​

Metromile for people with poor credit​

If you have bad credit and are looking for a car insurance company that works with people with low incomes and bad credit, Metromile may be a good option. The company calculates its rates based on data from the California Department of Insurance. In addition to calculating a per-mile rate, Metromile also offers a trial program known as Ride Along, which estimates the miles a person drives.​