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Liability Insurance
Who Needs Public Liability Insurance?
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[QUOTE="Yusra, post: 10949, member: 259"] Public liability insurance is a type of insurance that covers you if you're sued for damages in a civil lawsuit. If you're sued, the plaintiff can file a claim against you to cover their expenses, including legal fees and damages. A public official is someone who works for the city, state, or federal government. Public officials may have the power to act on behalf of the public and represent their interests. for example, a police officer working for the city who makes traffic stops during his shift. In some cases, public officials must follow certain ethical standards in order to remain in office. If you're an employee of a public agency and your duties involve making decisions about people's lives (like making traffic stops), then you could be considered a public official. If you work for a private organization that offers services to clients or citizens in your community like a doctor's office or hospital. you may also need public liability coverage. [/QUOTE]
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Who Needs Public Liability Insurance?
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