What to Do If Your Homeowners Insurance Claim is Denied

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If you've filed a homeowners insurance claim and it's been denied, you may be wondering what your options are. Here are a few things you can do if your homeowners insurance claim is denied.

1. Check your policy carefully.

The first thing you should do if your homeowners insurance claim is denied is to check your policy carefully. There may be a specific reason why your claim was denied, and it may be something that can be easily rectified.

2. Speak to your agent or insurer.

If you're not sure why your homeowners insurance claim was denied, your next step should be to speak to your agent or insurer. They should be able to give you more information about why your claim was denied and what you can do to appeal the decision.

3. File an appeal.

If you still feel like you deserve coverage for your claim, you can file an appeal. This is usually done in writing, and you'll need to include any supporting documentation that you have.

4. Hire an attorney.

If you've tried everything else and you're still not getting anywhere, you may need to hire an attorney. An attorney can help you navigate the appeals process and make sure that you have a strong case.

No one wants to have their homeowners insurance claim denied. But if it does happen, these are a few things you can do to try and get the coverage you deserve.
 
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