Menu
Home
Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Insurance Forums
Life insurance
What medical exam is required for life insurance?
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
[QUOTE="Knowlopedia, post: 8104, member: 41"] There is no one answer to this question, as the medical exam required for life insurance will vary depending on the insurer and the policy . However , most life insurance companies will require some form of medical exam in order to determine the risk of insuring an individual . This exam may take the form of a physical exam , blood and urine tests, and/or a medical questionnaire . A medical exam is important for life insurance because it helps the company to determine the policyholder’s life expectancy . This information is used to calculate the premium, as well as the death benefit . If an individual is deemed to be a higher risk, they will typically pay a higher premium . It’s important to note that not all life insurance policies require a medical exam . Some policies, such as term life insurance, do not require an exam as they are designed to be temporary coverage . However, most permanent life insurance policies will require some form of medical exam . If you’re shopping for life insurance, be sure to ask about the medical exam requirements . This will help you to choose the right policy for your needs . [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Insurance Forums
Life insurance
What medical exam is required for life insurance?
Top