Generally speaking, there are three types of travel insurance:
Medical insurance
Cancellation/interruption insurance, and
Luggage Insurance
Travel Medical Insurance is for a medical emergency. Cancellation/interruption insurance is for cancellation of the services you have bought (a city tour for example), and luggage Insurance is for loss and damages in your luggage.
Here we are talking about medical insurance.
Traveling to a new place comes with new challenges. Since you will be exposed to a new food, a new climate, and a new environment, you might require a lot of medical attention. When you are traveling, and when you attempt something daring, rafting, for example, you might also encounter accidents and you might need treatment. You might be lost in the new place and a rescue operation might have to be carried out. Even in a perfectly normal situation like going on a city tour might have an accident. To address these issues, you need a lot of money, and if you have medical insurance it would be really easy to cope with these situations financially. Medical insurance provides coverage for medical expenses for sudden and unexpected illnesses or accidents.
How much premium you will have to pay depends on how much coverage you need. If you are attempting adventure sports make sure you choose higher coverage, otherwise small coverage would be fine.
Medical insurance
Cancellation/interruption insurance, and
Luggage Insurance
Travel Medical Insurance is for a medical emergency. Cancellation/interruption insurance is for cancellation of the services you have bought (a city tour for example), and luggage Insurance is for loss and damages in your luggage.
Here we are talking about medical insurance.
Traveling to a new place comes with new challenges. Since you will be exposed to a new food, a new climate, and a new environment, you might require a lot of medical attention. When you are traveling, and when you attempt something daring, rafting, for example, you might also encounter accidents and you might need treatment. You might be lost in the new place and a rescue operation might have to be carried out. Even in a perfectly normal situation like going on a city tour might have an accident. To address these issues, you need a lot of money, and if you have medical insurance it would be really easy to cope with these situations financially. Medical insurance provides coverage for medical expenses for sudden and unexpected illnesses or accidents.
How much premium you will have to pay depends on how much coverage you need. If you are attempting adventure sports make sure you choose higher coverage, otherwise small coverage would be fine.
