Public liability insurance protects you and your business from being sued by a third party for damages. This includes the potential cost of defending against claims, as well as paying out settlements that result from a lawsuit. The best way to protect yourself is to have this coverage in place before you get sued.
Public liability insurance covers any injury or damage caused by your company's products or services, whether they are sold directly to the public or through other channels. It also covers injuries caused by your employees, contractors, and visitors.
If you have employees who use equipment owned by your company and it causes an injury to someone else, then public liability coverage would cover that situation. If they hurt themselves while doing something on their own time (like playing football), then you don't need this type of coverage.
Public liability insurance covers any injury or damage caused by your company's products or services, whether they are sold directly to the public or through other channels. It also covers injuries caused by your employees, contractors, and visitors.
If you have employees who use equipment owned by your company and it causes an injury to someone else, then public liability coverage would cover that situation. If they hurt themselves while doing something on their own time (like playing football), then you don't need this type of coverage.
