What is covered by homeowners insurance

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When it comes to your home, there’s nothing more important than making sure it is properly protected. After all, your home is likely your most valuable asset. Homeowners insurance is one of the best ways to protect your home and belongings in the event of an accident or disaster.

Homeowners insurance typically covers the following :

-The dwelling itself (up to the limit of your policy)
-Other structures on your property, such as a detached garage
-Your personal belongings
-Liability in the event that someone is injured on your property

Of course, every policy is different and coverage may vary. It’s important to speak with your insurance agent to make sure you have the coverage that is right for you .

In the event of a covered loss, homeowners insurance can help you repair or rebuild your home and replace your belongings. It can also help you with living expenses if you need to temporarily relocate while your home is being repaired .

While it’s impossible to predict the future, having homeowners insurance can give you peace of mind knowing that you and your home are protected .
 
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