The fact Is that all drivers in Germany need a car insurance coverage. In Germany no car can be registered without having car insurance policy in place.
Even a long-term resident in Germany must have German car insurance, even if the car was brought in from another country
So the different types of car insurance available in Germany are;
Third-party coverage
Third-party coverage protect against damage insured might inflict on other people, cars or property,. This insurance covers even the medical bills. if the insured was a fault it does not cover damage to his or her car,
Partial coverage
Partial coverage is protection for
accidental damage, fire and theft but does not include vandalism
Comprehensive coverage
Comprehensive car insurance is all comprehensive. it covers parties, fire, theft and any damages made by the insured
Breakdown car insurance
Breakdown insurance covers the costs of having insured car towed when there is a breakdown.
No claims bonus
This will he helpful if one bring it's no claims bonus from their home country, This is to help reduce overall cost of the car insurance policy in Germany. The new insurance company in Germany would accept it as proof for a no claims bonus. Which will be in the favor of the insured.
Even a long-term resident in Germany must have German car insurance, even if the car was brought in from another country
So the different types of car insurance available in Germany are;
Third-party coverage
Third-party coverage protect against damage insured might inflict on other people, cars or property,. This insurance covers even the medical bills. if the insured was a fault it does not cover damage to his or her car,
Partial coverage
Partial coverage is protection for
accidental damage, fire and theft but does not include vandalism
Comprehensive coverage
Comprehensive car insurance is all comprehensive. it covers parties, fire, theft and any damages made by the insured
Breakdown car insurance
Breakdown insurance covers the costs of having insured car towed when there is a breakdown.
No claims bonus
This will he helpful if one bring it's no claims bonus from their home country, This is to help reduce overall cost of the car insurance policy in Germany. The new insurance company in Germany would accept it as proof for a no claims bonus. Which will be in the favor of the insured.
