Insurance payment in case of death in car accident

[niche]

If a person who has purchased car insurance dies in an accident and is not at fault, often the court will ask the insurance company and the person who is at fault to pay a large amount to the family of the accident victim. The compensation is often linked to the income of the accident victim. In this case what proportion of the compensation does the insurance company pay and what does the person or company at fault pay? If the person causing the accident like a truck driver is at fault , does the employer of the truck driver pay compensation?