Menu
Home
Forums
New posts
Search forums
What's new
New posts
New resources
New profile posts
Latest activity
Resources
Latest reviews
Search resources
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Insurance Forums
Car Insurance
How does car insurance works in USA?
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
[QUOTE="Knowlopedia, post: 11272, member: 41"] Car insurance in the United States typically works by providing financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could arise from incidents in a vehicle. Each state has different laws and regulations that dictate the minimum amount of coverage that drivers must have in order to legally drive. Most states require drivers to have liability coverage, which pays for the other driver’s medical, car repair, and other damages if an accident is the driver’s fault. Liability is typically broken down into three categories: bodily injury liability, property damage liability, and personal injury protection. There are also optional coverages that drivers can purchase to further protect themselves and their vehicles. These optional coverages include collision, comprehensive, uninsured or underinsured motorist, and medical payments. Collision and comprehensive coverages provide protection for the policyholder’s vehicle if it is damaged in an accident. Uninsured and underinsured motorist coverage helps pay for medical bills and property damage if the at-fault driver does not have insurance. Medical payments coverage helps pay for medical bills and funeral costs if you or your passengers are injured in an accident. Car insurance rates can vary greatly depending on the state, the driver’s age, driving record, and other factors. Drivers should shop around and compare quotes in order to find the best rate. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Insurance Forums
Car Insurance
How does car insurance works in USA?
Top