Menu
Home
Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Insurance Forums
Health Insurance
Factors that affects health insurance premium in the UK
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
[QUOTE="Benet, post: 11310, member: 142"] There are several factors that can affect the cost of health insurance premiums in the UK: [LIST=1] [*]Age: Generally, older people are more likely to have health problems and make more claims on their insurance, so they may have higher premiums. [*]Gender: In the UK, it is illegal for insurers to discriminate based on gender, so men and women pay the same premiums. [*]Pre-existing medical conditions: If you have a pre-existing medical condition, you may be charged a higher premium or be excluded from coverage. [*]Lifestyle: Some insurers may charge higher premiums for people who engage in risky activities, such as smoking or extreme sports. [*]Location: The cost of healthcare can vary depending on where you live, so your premiums may be higher if you live in an area where healthcare is more expensive. [*]Type of coverage: The level of coverage you choose will also affect your premiums. More comprehensive plans will generally have higher premiums than basic plans. [*]Deductibles: A deductible is the amount you have to pay out of pocket before your insurance coverage kicks in. Higher deductibles usually mean lower premiums. [*]Family size: If you have a family, your premiums may be higher to cover the healthcare costs of multiple people. [/LIST] [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Insurance Forums
Health Insurance
Factors that affects health insurance premium in the UK
Top