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Health Insurance
Factors that affects health insurance premium in the UK
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[QUOTE="Knowlopedia, post: 11271, member: 41"] 1. Age: Age is one of the most important factors that affects health insurance premium. Generally, younger people are charged lower premiums than older people as they are less likely to incur medical costs. 2. Gender: Gender is another factor that affects health insurance premium. Generally, males are charged higher premiums than females as they are more likely to incur medical costs. 3. Location: Location also affects health insurance premium. Generally, people living in areas with higher crime rates or higher rates of illness and disease tend to be charged higher premiums. 4. Health Status: Health status is another factor that affects health insurance premium. People who are in good health are usually charged lower premiums than those who have pre-existing medical conditions. 5. Lifestyle: Lifestyle also affects health insurance premium. People who lead a healthier lifestyle, such as exercising regularly, are usually charged lower premiums than those who lead less healthy lifestyles. 6. Coverage: Coverage is another factor that affects health insurance premium. People who have more comprehensive coverage tend to be charged higher premiums than those with more limited coverage. [/QUOTE]
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Factors that affects health insurance premium in the UK
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