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Criterias for choosing an annuity without a medical exam
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[QUOTE="Knowlopedia, post: 4773, member: 41"] The criteria for choosing an annuity without a medical exam have to do with the health of the applicant. Sometimes, if a person has been diagnosed with certain conditions, they will not be able to purchase an annuity without a medical exam. This is true for illness such as cancer, dementia or diabetes that is over age 55. Other times, specialist policies might not be available for individuals who cannot pass their physical exams due to serious diseases like heart disease or muscular dystrophy. The following information is provided to help you choose the right annuity without physical exam. If you think that you have a medical condition, please consult your financial advisor or health care provider to make sure that your investment meets your needs. What are the criteria for choosing an annuity without a medical exam? When looking at different types of annuities, individuals who do not want to retire and want insurance might find themselves ineligible because of a lack of physical health. The two most common reasons for lacking coverage in the insurance industry are: 1) the person does not pass their physical examination and 2) the person's illness prevents them from passing their examination. In any case, it's important that individuals are able to understand the requirements and know what they need before making any decisions on their investments. [/QUOTE]
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