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American Health Insurance/MediCare- Dual Special Needs Plan
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[QUOTE="Etini Willie, post: 11248, member: 468"] Let's start today with the meaning of dual eligibility in American health insurance. Dual eligibility is simply a situation where a person is eligible for both Medicare and Medicaid. That implies that the person must have reached the age of 65 to be qualified for Medicare, or that the person might have had a disability before turning 18 up unto 64 years old. On the Medicaid side, that is to say that the persons income is below the state loevrrty level. When you are dual-eligible for Medicaid and Medicare, you can enrol at any time. A dual special needs plan is a kind of health insurance plan that is available for those who are qualified for both Medicare and Medicaid. This plan takes the person's Medicaid, Medicare and Part D and marries them into one package. Apart from fusing all these three packages together, it also provides extra benefits. One of such is that it covers your transportation cost to see your doctor. They also provide vision and dental coverage as well as credits to help you purchase over-the-counter drugs. Dual Special Needs Plans at absolutely no extra cosy to the holder. However, your Medicaid eligibility levels would determine cost if any. [/QUOTE]
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